Quick self-check

  • Are you a resident of Canada for tax purposes? (must be yes)
  • Did you and your partner file last year's tax return? (must be yes)
  • Is your adjusted family net income under $90,000? (must be yes)
  • Do you have access to private/employer/pension dental insurance? (must be no)

Four yes/no/yes/no answers and you have your result. Our eligibility assistant walks you through them and tells you your exact co-pay tier.

Common "do I still qualify if…" cases

…I'm retired or a senior? Yes, age doesn't matter. The income and insurance tests do.
…I'm self-employed? Yes, as long as you filed and meet the income/insurance tests.
…I declined my work benefits? No. Having access counts even if you declined it.
…I only have provincial/social-program dental coverage? That doesn't count as private insurance, so you may still qualify.