Does the CDCP really cover 100%?

Why "100%" doesn't always mean "$0"

The CDCP reimburses dentists according to its own established fee schedule. Many dentists set their fees using their provincial suggested fee guide, which is often higher. When a dentist charges above the CDCP established fee, the difference is not covered, even if you're in the 100% tier.

How to avoid a surprise bill

• Ask the practice directly: "Do you bill at the CDCP established fee, or will I owe a difference?"
• Ask whether any planned service needs preauthorization.
• Ask whether the treatment is fully covered or only partially.

We highlight dentists who confirm they bill at the CDCP rate, so you can keep your out-of-pocket cost at or near zero. Run the eligibility check, then we'll help you find one.